The property market in Edinburgh is known for its higher valuations and competitive environment, often meaning properties being sold over valuation– but that is not always the case. We have featured Edinburgh as an example but much of what is included in this article can be reflected across all areas. We have looked at Rightmove to research the current market…
To have some form of adverse credit or blip on their credit report in not uncommon at all, however for many potential buyers who have some form of adverse credit they feel as if they are unable to get a mortgage because of this as they have for instance been declined by their bank. This is far from the case…
People are more than ever paid in a wide variety of different ways. Depending on how your income is made up can have an impact on which lenders are available and best suited to your individual circumstances. If you have more complex income how your income is assessed for mortgage lending purposes will vary drastically from lender to lender. If…
The world of being self employed is always changing and so is the lending criteria of mortgage lenders. If you’re self-employed or a sole trader and looking to get a mortgage, in theory you will have access to the same range of mortgages as everybody else. However, in order to qualify for a mortgage you’ll need to pass the lender’s…