First Time Buyer Mortgages

From just a 5% Deposit

We are a Whole of Market mortgage brokers with access to all the lenders in the UK. This could be an important factor when looking at your mortgage options as not every lender accepts applications from professional sportspeople so is important to put plans in place to approach the correct lender for your circumstances.

Mortgage options generally start with a 5% deposit, however we do also have lower deposit options in certain circumstances such as 'Track Record' mortgage products where longer term renters can possibly benefit from a 0% deposit.

Each circumstance is different and each clients situation will vary - book a free consultation below and one of our advisers will be able to help and discuss your options.

We can help with every part of the process

As well as arranging your mortgage options – we can help you with reviewing listings, Home Reports, discuss offers as well as recommending and dealing with solicitors and other professionals – it is our aim to make the buying process as stress-free as possible.

Mortgages for Foreign Nationals

If you are a foreign national, especially on a VISA the process can be a more difficult one. You will have a restricted number of lenders with many who will consider an application requiring a 25% deposit. We do have other options available with smaller deposit requirements from just a 10% deposit. We specialise in assisting clients on VISA’s – get in touch with us and we can begin to put a plan in place.

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Short, Medium & Long Term Planning

Your requirements will change throughout the term of your mortgage. You will join our Mortgage Club where we will manage your mortgage from the first consultation to the last mortgage payment to ensure you are in the best position possible.

Poor or Adverse Credit?

It is very common for First Time Buyers to have some form of adverse credit for one reason or another, it is also common for a First Time Buyer to have a low score due to having had very little credit in the past.

It can be difficult to know where to turn if you have been turned away by your bank, possibly you think it is not possible to buy - often that is not the case and our expert advisers can discuss your options and put plans in place to help you achieve your goals.

We specialise in assisting clients with previous credit issues, whether large or small.

Each circumstance is different and each clients situation will vary - book a free consultation below and one of our advisers will be able to help and discuss your options.

Why Use a Mortgage Broker?

Around 80% of UK mortgage holders use a mortgage broker to advise and arrange their mortgage. With the regular changes across the mortgage and property market, it has never been more important to receive professional advice throughout the term of your mortgage.

Mortgage brokers have extensive knowledge of individual lender criteria to know your best mortgage option for your own circumstances which can make the difference in being accepted or rejected for a mortgage. Brokers also deal with all the paperwork and negotiate with the lender to get the correct outcome for their clients.

✅ Intermediary rates – brokers can often benefit from reduced rates/fees
✅ Intermediary only lenders – we have access to over 100 UK lenders, a number of which are only available through intermediaries
✅ Join our Mortgage Club for life

From just a 5% Deposit

Poor or Adverse Credit?

Why Use a Mortgage Broker?

Click Below to Speak with your Professional Adviser