We would always recomend anyone to speak with a professional mortgage adviser at the start of the process. Your mortgage adviser will be able to let you know key information such as how much you are able to borrow and what your budget will be. This is important to know before looking at properties or mortgage products.
Mortgage advisers have access to most or all the UK lenders and will be able to secure you the best deal in the market for your individual circumstances and will take a wide range of factors into consideration.
The process of going direct to your bank for a mortgage is totally different as they are only ever able to offer you their own mortgage products so by going direct you may never be on the best deal for your mortgage. Independent mortgage advisers will usually look to provide you with more detailed advice throughout the term of your mortgage and look after your mortgage throughout your time as a mortgage holder.
The world of mortgages and property has changed drastically over the last few years and here at Mortgage Haven UK are expecting there there to be huge changes in the market in the coming years. It has never been more important to have a trusted mortgage adviser to look after you and your family to ensure you are always in the best position possible.
At Mortgage Haven UK we are always looking ahead and planning for the future for our clients to ensure they are looked after in the best way possible, now and in the future.
There are so many possible situations and scenarios that could play out in the short, medium and long term but we pride ourselves in the level of service we offer to our clients that we are prepared for any situation that may come along.
In these times, it is not just about choosing a broker over going to your bank (which you should always do) – it’s about choosing the right broker who will look after you now and who is ready for the future.