At the end of your current mortgage deal you will default to your lenders Standard Variable Rate (SVR) if you don’t get a new rate in place before the deal ends.
We will go through all the options available to you & discuss what is the best option for you based on your own needs & circumstances.
When it comes to re-mortgaging it is always best to prepare in advance as small changes to mortgage rates can mean a big difference to your monthly payments.
Each time you come up to remortgaging your property it is a good time to re-assess your full financial situation, if there has been any changes and if your future plans have changed.
You may also look to raise funds when you remortgage. This could be for things such as home improvements and debt consolidation which may be possible depending on your circumstances.
With a re-mortgage we can secure a new mortgage rate for you up to 6 months in advance of your current deal coming to an end.
We will deal with all the paper work involved, communicate with the lender & the solicitors which means you can relax with the knowledge that our expert mortgage advisers are taking care of the application & we will keep you up to date every step of the way.
We will go through all the options available to you & discuss what is the best option for you based on your own needs & circumstances.