We recomend and request from all clients to provide us with their Check My File credit report, especially when we start working with them. Check My File provides your credit report from the 3 main reference agencies in the UK. Mortgage lenders will use some reference agencies and not others or use a combination of these 3 agencies. This is…
We would always recomend anyone to speak with a professional mortgage adviser at the start of the process. Your mortgage adviser will be able to let you know key information such as how much you are able to borrow and what your budget will be. This is important to know before looking at properties or mortgage products. Mortgage advisers have…