Want to buy a home on the open market but don’t think you can afford the full price? The LIFT Scheme could help. You could be eligible to receive up to 40% of a purchase price/property valuation from the Scottish Government. In return the Government would have a share of your property. Reasons to buy though the Lift Scheme ––…
We recomend and request from all clients to provide us with their Check My File credit report, especially when we start working with them. Check My File provides your credit report from the 3 main reference agencies in the UK. Mortgage lenders will use some reference agencies and not others or use a combination of these 3 agencies. This is…
We would always recomend anyone to speak with a professional mortgage adviser at the start of the process. Your mortgage adviser will be able to let you know key information such as how much you are able to borrow and what your budget will be. This is important to know before looking at properties or mortgage products. Mortgage advisers have…
Taking you through the full process – securing finance. Other options such as shared ownership & shared equity schemes
No credit history, previous defaults, CCJ’s, IVA/Bankruptcy, missed payments
Self employed, LTD company, share income, variable income, Zero Hours, multiple employments
First time BTL, portfolio landlords, Limited Company, purchase or remortgage
Product transfer, remortgage to new lender, capital raising, debt consolidation
Insurance policies such as Life, Critical Illness & Income Protection